Delta Community Credit Union is a credit union headquartered in Georgia, a state in the United States. Delta Community Credit Union has $8.5B in assets and over 430,000 members. [3] USA Credit Unions ranks the Delta community among the top 25 largest credit unions in the US [4] Members include residents of 16 Atlanta metro area counties. The credit union serves the following companies: Delta Air Lines , Chick-fil-A , Racetrack and UPS . As a non-profit credit union, their earnings must be returned to their members. of credit unionsAccording to Online , “The largest credit union in Georgia is Delta Community Credits Union…”. [5] Delta Community is a state-chartered credits union organized under the Georgia Department of Banking and Finance and federally insured by the National Credits Union Share Insurance Fund . [6] There are 30 branch offices. [7] It is a member of CO-OP , formerly known as CU Service Center, a nationwide cooperative that has 3,500 member credit unions with +5,000 branches.
History
In February 1940, the Delta Employees Credit Union was formed in Atlanta, Georgia by eight Delta Air Lines employees, each with $45 in share capital. On March 8, 1940, Delta Employees Credit Union received a charter giving it the right to operate for 20 years. A month later, the first board of directors was created. The board voted that membership is open to all employees of Delta. By the end of the 1940s the estate was about $2,000.
In 1960, the board renewed the charter of the credit union. As of 1983, assets were +$200M. Delta Employees Credit Union was then and is now the largest credit union in Georgia. Historic photo on March 8, 1990 marking the 50th anniversary of Delta Community Credit Union
On March 8, 1990, the Delta Employees Credit Union celebrated its 50th anniversary.
In July 1994, the credit union implemented a “once a member, always a member” policy, thus eliminating the stipulation that a person must be an active Delta employee to become a member. Membership was also extended to parents of active and former Delta employees in good standing. [10] The total number of members of the Delta Employee Credit Union exceeded the 100,000 mark in 1995. Membership privileges were granted to the members’ children, grandparents, grandchildren, brothers and sisters and their spouses. In 2001, the members’ domestic partners were added. In October 2005, Delta Employees Credit Union changed its name to Delta Community Credit Unions to describe they were open to the Metro Atlanta community, not just Delta Air Line employees.
In 2010, the Delta community offered mobile banking as an option for members. [11] [12]
In 2013, Hank Halter was appointed president and CEO of Delta Community Credit Union and named Atlanta’s Top 100 Leaders in Finance by the Atlanta Business Chronicle. [13]
In May 2019, Delta Community opened its 29th branch. In July 2019, the Delta community garnered a membership of over 400,000. [14]
Membership
Membership is open to anyone who lives or works in the Georgia counties of Butts, Cherokee, Clayton, Cobb, Coveta, DeKalb, Douglas, Fayette, Forsyth, Fulton, Gwynette, Hall, Henry, Paulding, Rockdale and Spalding. Can also include current, former or retired employees of various companies across the United States. [15]
Branch location
Delta Community Credit Union has branch locations in the states of Georgia, Kentucky, Texas and Utah. Delta Community Credit Union branch locations include: Alpharetta, Atlanta, Buford, Canton, Cumming, Decatur, Douglasville, Duluth, Fayetteville, Gainesville, Johns Creek, Marietta, McDonough, [16] Newnan, Peachtree City, Sandy and Springs, Snellville. Stockbridge. , City locations outside Georgia include: Florence, Kentucky; Southlake, Texas and Salt Lake City, Utah. [17]
Delta Community Credit Union expanded its administrative offices in November 2017. The administrative offices and convention center are now located at 3300 Riverwood Parkway, Atlanta, GA. [18]
Services
Delta Community Credit Union provides personal banking services, small business and commercial banking services such as checking accounts, savings accounts, health savings accounts, credit card accounts, online banking, online bill payments, new car loans, used car loans, student loans. , Personal Loans, Vacation Loans, RV Loans, Boat Loans, Home Equity Loans, Home Mortgages and Consumer Loans. Commercial banking and services offered are: commercial real estate lending, SBA 504, equipment and vehicle financing, and lines of credit. The credit union also provides financial planning services and insurance through a subsidiary.
